Finch McCranie, LLP

Katrina Victims Lose To The Insurance Industry

The Fifth Circuit Court of Appeals in New Orleans ruled Aug. 2, 2007, in In re Katrina Canal Breaches Litigation, No. 07-30119, that property owners in New Orleans whose buildings were flooded as a result of levee breaches in the aftermath of Hurricane Katrina cannot recover losses from their insurance companies because of the flood exclusions in their insurance policies. Thousands of policyholders of various insurance companies will be affected by the ruling and it is estimated that the policyholders may have to absorb losses
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Visibility Factors in Nightime Truck Accidents

The lack of visibility of large trucks on the road after dark is a major factor in many accidents which our lawyers have investigated. The scientific term used to describe this area of study is “conspicuity.” Conspicuity refers to the factors of (1) perceiving that something is on the dark road ahead, (2) identifying the object as a large truck, (3) appreciating the truck’s position and slower speed as a danger, and (4) stimulating you to take evasive maneuvers to avoid the imminent collision.
Many
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Pedestrian Injury and Death in Atlanta, Georgia

Atlanta has previously been identified as one of the most dangerous large metropolitan area in the country for pedestrians. Although statistics are not always accessible, in the calendar year 2001, for example, 64 pedestrians were reported killed in Atlanta. Throughout the State of Georgia, more than two-thirds (2/3) of pedestrian fatalities occurred on neighborhood streets, which helps explain why pedestrian injury is the second leading cause of death for children age 5 to 9. Another problem, particularly prevalent in Atlanta, are unsafe sidewalks. While the
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Mandatory Arbitration Clauses Deprive Consumers of Basic Rights

Get a credit card, buy a car, or sign up for a cellphone plan, and chances are, if you’re unhappy with your transaction, you won’t be telling your story to a judge. Many consumer contracts include unfair mandatory arbitration clauses that force individuals to go through arbitration, instead of civil court, if a dispute arises. Mandatory arbitration clauses tend to give companies, not the public, protection because the arbitration process can be costly and the time to make a case is limited.
Consumer lawyers contend
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MEDICAL MALPRACTICE IN GEORGIA

In 2005, the Georgia General Assembly enacted the so-called “Tort Reform” Act which greatly affected medical negligence claims in the State of Georgia. The stated intent was to lower insurance rates for physicians and healthcare providers. However, while severely restricting the rights of individual citizens to seek redress in the Courts, and increasing the burdens on plaintiff’s lawyers, the insurance rates of healthcare providers have not decreased.
While the requirements of bringing a medical malpractice case and the standards for obtaining experts have been greatly
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Reduction in Value: A Misnomer in the Wrongful Death Context

Recognizing the time value of money, Georgia law requires that an award of damages representing a present compensation for any future pecuniary loss be reduced to its “present value.” In some ways this is common sense. If, as the result of a wrongful death, wages for the next 20 years have been lost, it is reasonable that such economic damages be reduced to present cash value in order for a present day award to be fair to both sides. A verdict is being returned today,
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An Estate’s Claim in a Georgia Wrongful Death Case

Georgia law is unique in the context of a wrongful death action in that it divides a wrongful death claim into two parts. The first part, which we have previously blogged about, involves the rights of the survivors of the deceased to seek compensation for “the full value” of the life of the decedent. The second part of such a claim involves claims that the personal representative of the deceased may bring separately. This includes claims for funeral bills, medical bills which were incurred prior
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Proving Non-Economic Damages in a Wrongful Death Case

In a Georgia wrongful death case, it is important that the plaintiff establish all economic and non-economic damages caused by the wrongful death. Economic damages obviously include an analysis of how much income and wage was lost by the untimely demise of the decedent. Proving non-economic damages, however, does not involve an economic analysis but instead involves a presentation of the intangible components of the decedent’s life. In Georgia, in particular, it is important that a wrongful death claimant establish this aspect of “the full
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Suing Drunk Drivers for Punitive Damages

In Georgia, juries are not reluctant to impose punitive damages against drunk drivers. It is common knowledge that drunk driving is a grave danger to the motoring public. Anyone who gets behind the wheel after having consumed intoxicating drugs or beverages obviously poses a risk of danger to the public. In Georgia, many years ago, the Georgia Legislature limited the imposition of punitive damages in tort cases to $250,000.00. This limitation in punitive damage awards was part of a “tort reform” effort of the business
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Proving Economic Damages in a Wrongful Death Case

In terms of a jury presentation, attorneys often disagree about the best approach to demonstrate the economic losses caused by a wrongful death. If the decedent was a substantial wage earner who lost, not only substantial earnings, but also valuable fringe benefits such as 401(k), profit sharing and other similar benefits, one school of thought is to hire an economist who can project for a jury the lost income stream over the working life of the decedent (typically up to age 65 or 70) and
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Nursing Home and Insurance Company Abuse of Elderly and Disabled

Our Atlanta based attorneys have and are litigating cases against nursing homes involving almost unspeakable abuses of elderly and vulnerable patients. These civil suits help uncover abuses by nursing home and insurance companies, according to a new report by the American Association for Justice.

“Where regulatory and legislative bodies have been unable to cope with this distressing rise of neglect and abuse of our elderly, the civil justice system has stepped into the breach,” said the AAJ President, in a statement accompanying the release of the report, “Standing Up For Seniors: How the Civil Justice System Protects Elderly Americans.”

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On-The-Job Accident Results In Death Of Georgia Worker

The Associated Press reported this week that 37 year old Jimmy Roubles of Augusta died in a construction accident when a trench caved in on him while he and a co-worker were installing pipes six feet underground. The article did not indicate whether this man was married or whether he had children. If he left dependants, they will be entitled to Georgia “death benefits” under the Georgia Workers’ Compensation Act; although the benefits are pitiful and limited.

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Motorcycle Accident In Henry County Involves Hit-And-Run Driver

Georgia injury lawyers know that motorcycle accidents often result in serious injuries and even death for the biker. Today WSBTV reported that a motorcyclist was severely injured as a result of a hit-and-run crash in Henry County. Justin Haynes, age 34, was struck at Fairview and East Atlanta Rd in Ellenwood by a female driving a black Toyota Highlander. According to police, the women stopped but then drove off.
Hit-and-run accidents are becoming more common in Atlanta. There is a 24 year old woman on trial this week who is accused of causing a collision which took the lives of several innocent people. In that case, the woman left the scene and was then assisted by her mother in attempting to cover it up.
Georgia law provides that if someone negligently injures or kills someone and there are aggravating circumstances involved, such as being intoxicated of leaving the scene and failing to render aid, the offending party may be liable for punitive damages.

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Inexcusable Surgical Mistakes Continue

Outrageous surgical “errors” continue to maim and kill patients throughout Georgia and the United states despite requirements that hospitals and doctors abide by a standard set of procedures to prevent surgical mistakes.
These errors include operating on the wrong patient or the wrong body part.
This inexcusable problem is highlighted in a new study in the Archives of Surgery. The data was drawn from an insurance database in Colorado that included 27,370 self-reported incidents from 6,000 physicians from 2002 to mid-2008. Doctors in the
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Remington Rifles Have Serious Defect

According to a recent CNBC report, Remington Model 700 rifles have a serious and deadly defect, that can cause the rifles to fire without pulling the trigger.
The danger is caused by a defective component in the trigger mechanism called the trigger connector. The system is known as the Walker Fire Control System and Remington is the only gun manufacturer which incorporates it in firearms.
The report revealed that the defect with the trigger connector is that is not bound to the actual trigger. As
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Burn Injuries

The Georgia injury lawyers at Finch McCranie, LLP have seen some horrible burn injuries over the years which have resulted from automobile accidents, truck accidents, use of dangerous products and on-the-job accidents. There are few injuries more serious than burns. Burns can all too often be fatal. Even for those who survive, the degree of pain that accompanies a burn is hard to imagine. The debridement of the dead skin, necessary to prevent infection, is one of the most painful treatments in all of medicine. On top of that, burns leave serious scars that last a lifetime and often cause physical restrictions which affect the quality of life.

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Graco Stroller Recall-Four Deaths Reported

The Georgia injury lawyers at Finch McCranie, LLP have seen many serious injuries and wrongful death caused by dangerous products. Last week the Consumer Product Safety Commission (CPSC) in Washington, announced that Graco, a company that specializes in making baby related merchandise, is recalling about 2 million strollers after receiving reports that four infants died in the strollers. They said the four infants became trapped inside the strollers and were strangled. The deaths occurred between 2003 and 2005. According to the announcement, the strollers being recalled are older versions of the Graco Quattro Tour and MetroLite strollers and travel systems, all made before 2007 and distributed by Graco Children’s Products Inc. of Atlanta.

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Workers’ Compensation Claims And Third Party Liability

When someone is injured on-the-job under Georgia law they are entitled to workers’ compensation benefits. These benefits will provide minimal payments for lost wages as well as reimbursement of any medical expenses arising out of the on-the-job injury. In exchange for these statutory benefits the employee may never sue the employer responsible for the on-the-job injury. In short, even if an employer is negligent and/or creates an unsafe situation for an employee, the employer cannot be sued, instead as a tradeoff for not being sued,
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Police Chase Cases And Sovereign Immunity

As we have blogged about on many occasions in the past, there are many unfortunate situations where third party innocent victims become involved in reckless and dangerous police chases. If the police are chasing a juvenile, a traffic offender or some other non-violent offender and while traveling at high speeds continues to chase the suspect under such dangerous conditions that they crash into an innocent third party, there should be legal liability for a reckless disregard of proper police procedure in this context. Indeed, under Georgia law, O.C.G.A. § 40-6-6 specifies that where there is evidence of a reckless disregard of proper police procedure in the decision to either initiate or continue a high speed pursuit, such reckless disregard can be the basis of liability against the police if an innocent third party is injured due to such recklessness. Notwithstanding the statute, it is commonplace in any case brought by an innocent victim against the police for the government entity involved to assert sovereign immunity as a defense.

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On-The-Job Deaths Decreased 47% In 2009

In the late 70’s and early 80’s while I was employed in the Georgia claims department of a major insurance company, we had a very significant number of workers compensation death cases. Part of the reason was that the company wrote alot of assigned risk business but another reason was that the economy was doing well. Construction was booming and there were lots of jobs, especially construction jobs. Recently released statistics demonstrate that this is not the case now..

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