{"id":32323,"date":"2009-02-16T15:04:29","date_gmt":"2009-02-16T15:04:29","guid":{"rendered":"http:\/\/localhost:8888\/wordpress\/georgia_uninsured_underinsured\/"},"modified":"2024-12-17T16:01:55","modified_gmt":"2024-12-17T21:01:55","slug":"georgia-uninsured-underinsured","status":"publish","type":"post","link":"https:\/\/www.finchmccranie.com\/blog\/georgia-uninsured-underinsured\/","title":{"rendered":"Georgia Uninsured &#8211; Underinsured Coverage Changes"},"content":{"rendered":"<p>Georgia law relating to uninsured automobile insurance has changed effective January 1, 2009. We have previously written about the importance of uninsured\/underinsured  (UM) coverage. Essentially this is coverage which protects you and your family if you are injured in a wreck caused by a person with no or low limits of insurance. Unfortunately there are many of these drivers on the roads in Georgia.<\/p>\n<p>Under the new law the major changes relate to the ability to purchase increased coverage. This is best understood by way of example. For purposes of this explanation we will assume you are involved in an accident with an at-fault driver with the minimum limits of $25,000.00. Under the new available coverage assume you have UM coverage of $100,00.00. Then the available coverage to you will be $125,000.00. This is the sum of the at-faults drivers $25,000.00 and your $100,000.00.<\/p>\n<p>Under the old law, the amount of the at-fault driver\u2019s coverage is deducted from your coverage. In the example above, the available coverage to you would from your UM policy would be $75,000.00. This plus the at-fault driver\u2019s $25,000.00 would make $100,000.00 available.<\/p>\n<div class=\"read_more_link\"><a href=\"https:\/\/www.finchmccranie.com\/blog\/georgia-uninsured-underinsured\/\"  title=\"Continue Reading Georgia Uninsured &#8211; Underinsured Coverage Changes\" class=\"more-link\">Continue reading<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Georgia law relating to uninsured automobile insurance has changed effective January 1, 2009. We have previously written about the importance of uninsured\/underinsured (UM) coverage. Essentially this is coverage which protects you and your family if you are injured in a wreck caused by a person with no or low limits of insurance. Unfortunately there are [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[44],"class_list":["post-32323","post","type-post","status-publish","format-standard","hentry","category-personal-injury-wrongful-death","tag-personal-injury"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Georgia Uninsured - Underinsured Coverage Changes &#8212; Trial Attorney Blog &#8212; February 16, 2009<\/title>\n<meta name=\"description\" content=\"Georgia law relating to uninsured automobile insurance has changed effective January 1, 2009. We have previously written about the importance of &#8212; February 16, 2009\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finchmccranie.com\/blog\/georgia-uninsured-underinsured\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Georgia Uninsured - Underinsured Coverage Changes &#8212; Trial Attorney Blog &#8212; February 16, 2009\" \/>\n<meta name=\"twitter:description\" content=\"Georgia law relating to uninsured automobile insurance has changed effective January 1, 2009. We have previously written about the importance of &#8212; February 16, 2009\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Finch McCranie, LLP\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Georgia Uninsured - Underinsured Coverage Changes &#8212; Trial Attorney Blog &#8212; February 16, 2009","description":"Georgia law relating to uninsured automobile insurance has changed effective January 1, 2009. We have previously written about the importance of &#8212; February 16, 2009","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.finchmccranie.com\/blog\/georgia-uninsured-underinsured\/","twitter_card":"summary_large_image","twitter_title":"Georgia Uninsured - Underinsured Coverage Changes &#8212; Trial Attorney Blog &#8212; February 16, 2009","twitter_description":"Georgia law relating to uninsured automobile insurance has changed effective January 1, 2009. We have previously written about the importance of &#8212; February 16, 2009","twitter_misc":{"Written by":"Finch McCranie, LLP","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.finchmccranie.com\/blog\/georgia-uninsured-underinsured\/","url":"https:\/\/www.finchmccranie.com\/blog\/georgia-uninsured-underinsured\/","name":"Georgia Uninsured - Underinsured Coverage Changes &#8212; Trial Attorney Blog &#8212; February 16, 2009","isPartOf":{"@id":"https:\/\/www.finchmccranie.com\/blog\/#website"},"datePublished":"2009-02-16T15:04:29+00:00","dateModified":"2024-12-17T21:01:55+00:00","author":{"@id":"https:\/\/www.finchmccranie.com\/blog\/#\/schema\/person\/4c607d19a3fdb947c462210c077ff4a4"},"description":"Georgia law relating to uninsured automobile insurance has changed effective January 1, 2009. We have previously written about the importance of &#8212; February 16, 2009","breadcrumb":{"@id":"https:\/\/www.finchmccranie.com\/blog\/georgia-uninsured-underinsured\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.finchmccranie.com\/blog\/georgia-uninsured-underinsured\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.finchmccranie.com\/blog\/georgia-uninsured-underinsured\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.finchmccranie.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Georgia Uninsured &#8211; Underinsured Coverage Changes"}]},{"@type":"WebSite","@id":"https:\/\/www.finchmccranie.com\/blog\/#website","url":"https:\/\/www.finchmccranie.com\/blog\/","name":"Trial Attorney Blog","description":"Published by Georgia Trial Lawyers \u2014 Finch McCranie, LLP","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.finchmccranie.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.finchmccranie.com\/blog\/#\/schema\/person\/4c607d19a3fdb947c462210c077ff4a4","name":"Finch McCranie, LLP","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.finchmccranie.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0ac10eb5fe0f322f70ad7a84f6c73584e7381799013c841fb9f2ecf347e28d71?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0ac10eb5fe0f322f70ad7a84f6c73584e7381799013c841fb9f2ecf347e28d71?s=96&d=mm&r=g","caption":"Finch McCranie, LLP"}}]}},"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.finchmccranie.com\/blog\/wp-json\/wp\/v2\/posts\/32323","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.finchmccranie.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.finchmccranie.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.finchmccranie.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.finchmccranie.com\/blog\/wp-json\/wp\/v2\/comments?post=32323"}],"version-history":[{"count":2,"href":"https:\/\/www.finchmccranie.com\/blog\/wp-json\/wp\/v2\/posts\/32323\/revisions"}],"predecessor-version":[{"id":33737,"href":"https:\/\/www.finchmccranie.com\/blog\/wp-json\/wp\/v2\/posts\/32323\/revisions\/33737"}],"wp:attachment":[{"href":"https:\/\/www.finchmccranie.com\/blog\/wp-json\/wp\/v2\/media?parent=32323"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.finchmccranie.com\/blog\/wp-json\/wp\/v2\/categories?post=32323"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.finchmccranie.com\/blog\/wp-json\/wp\/v2\/tags?post=32323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}