{"id":1678,"date":"2008-01-25T12:58:43","date_gmt":"2008-01-25T12:58:43","guid":{"rendered":"http:\/\/localhost:8888\/wordpress\/georgia_serious_injury_cases_f_2\/"},"modified":"2024-12-17T16:09:26","modified_gmt":"2024-12-17T21:09:26","slug":"georgia-serious-injury-cases-f-2","status":"publish","type":"post","link":"https:\/\/www.finchmccranie.com\/blog\/georgia-serious-injury-cases-f-2\/","title":{"rendered":"Georgia Serious Injury Cases: Frequently Asked Question Number 3"},"content":{"rendered":"

This blog will continue in our series of providing our readers with answers to frequently asked questions in the context of a serious injury case. This blog will address FAQ number 3:<\/p>\n

3.\tIf a client settles his or her personal injury claim against an at fault defendant, will they have to repay their own insurance carrier under current subrogation provisions of the law?<\/p>\n

Answer:\tThis question often comes up in the context of serious injury cases where the injured individual has incurred substantial medical expenses. If the injured individual is covered by a self-funded ERISA plan, federal law requires that reimbursement be tendered to the self-funded health insurance plan from that portion of the settlement which constitutes reimbursement for the same expenses. This is what the doctrine of subrogation means, that being that the insurance company is subrogated against the rights of the injured individual to recover monies it had to pay as a result of the negligence of the third party. If the third party pays the medical expense money to the injured individual, the health insurance company is subrogated and therefore has a right to recover those expenses back from the at fault party since the at fault party caused those expenses to be incurred. In the context of a case where the injured individual only has insurance through a ERISA self funded plan, the bad news for injured individuals is that they may very well have to repay the healthcare plan with monies recovered from their settlements.<\/p>\n

Continue reading<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"

This blog will continue in our series of providing our readers with answers to frequently asked questions in the context of a serious injury case. This blog will address FAQ number 3: 3. If a client settles his or her personal injury claim against an at fault defendant, will they have to repay their own […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[44],"class_list":["post-1678","post","type-post","status-publish","format-standard","hentry","category-personal-injury-wrongful-death","tag-personal-injury"],"yoast_head":"\nGeorgia Serious Injury Cases: Frequently Asked Question Number 3 — Trial Attorney Blog — January 25, 2008<\/title>\n<meta name=\"description\" content=\"This blog will continue in our series of providing our readers with answers to frequently asked questions in the context of a serious injury case. This — January 25, 2008\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finchmccranie.com\/blog\/georgia-serious-injury-cases-f-2\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Georgia Serious Injury Cases: Frequently Asked Question Number 3 — Trial Attorney Blog — January 25, 2008\" \/>\n<meta name=\"twitter:description\" content=\"This blog will continue in our series of providing our readers with answers to frequently asked questions in the context of a serious injury case. 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