{"id":1643,"date":"2007-11-05T09:25:46","date_gmt":"2007-11-05T09:25:46","guid":{"rendered":"http:\/\/localhost:8888\/wordpress\/structured_settlements_in_seri\/"},"modified":"2024-12-17T16:10:54","modified_gmt":"2024-12-17T21:10:54","slug":"structured-settlements-in-seri","status":"publish","type":"post","link":"https:\/\/www.finchmccranie.com\/blog\/structured-settlements-in-seri\/","title":{"rendered":"Structured Settlements in Serious Injury Cases"},"content":{"rendered":"<p>When a client is so seriously injured that they may not be able to work again at the same job and will likely incur future medical costs, it may be prudent for the client to consider a structured settlement as opposed to a lump sum cash settlement if one is offered.  Our attorneys have handled many serious injury cases where a structured settlement has truly been in the best interests of our client.  This is particularly so in the context of cases where the client lacks financial sophistication and may need future medical assistance and may incur future lost wages.<\/p>\n<p>Of course, the main hallmark of a structured settlement is a long term annuity which provides cash payment benefits usually over time, sometimes over the life of the client.  Structured settlements can be set up in a variety of ways to provide for the client\u2019s future financial needs.  These annuity\/structured payments can be paid monthly, annually, semi-annually and basically on any time schedule desired.  The focus, of course, is to provide long term financial assistance for the client who may need it.  If the client does not need long term financial assistance, then a structured settlement may not ever come into play.  However, for those who are seriously injured, it is likely that they will need long term financial assistance.  Because of the tax benefits of a structured settlement (the interest on the amount of the annuity purchased is not taxable to the client over the course of the annuity payments) in many cases it is advisable for the client to consider a structured settlement.<\/p>\n<p>There are a lot of advertisements on television these days about how clients who have received structured settlements can \u201ccash in\u201d and receive their monies now.  Obviously, these companies that offer to buy structured settlements do so at a steep discount thus essentially taking much of the client\u2019s needed money away from them.  Because some clients are poor money managers they often times they resort to these companies in order \u201cto cash in\u201d on their structured settlements and get a quick term cash infusion.  This results in a huge loss to the client.<\/p>\n<div class=\"read_more_link\"><a href=\"https:\/\/www.finchmccranie.com\/blog\/structured-settlements-in-seri\/\"  title=\"Continue Reading Structured Settlements in Serious Injury Cases\" class=\"more-link\">Continue reading<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>When a client is so seriously injured that they may not be able to work again at the same job and will likely incur future medical costs, it may be prudent for the client to consider a structured settlement as opposed to a lump sum cash settlement if one is offered. Our attorneys have handled [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[44],"class_list":["post-1643","post","type-post","status-publish","format-standard","hentry","category-personal-injury-wrongful-death","tag-personal-injury"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Structured Settlements in Serious Injury Cases &#8212; Trial Attorney Blog &#8212; November 5, 2007<\/title>\n<meta name=\"description\" content=\"When a client is so seriously injured that they may not be able to work again at the same job and will likely incur future medical costs, it may be &#8212; November 5, 2007\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finchmccranie.com\/blog\/structured-settlements-in-seri\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Structured Settlements in Serious Injury Cases &#8212; 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