Uninsured Employers is a growing problem for injured workers in Georgia. In our practice we have seen a growing number of employees who have been seriously injured only to discover that their employers have no workers\u2019 compensation insurance coverage. Many of those employers have no real assets and they are therefore \u201cjudgment proof.\u201d
\nI recently read that on November 9, 2006, the Governor of Pennsylvania signed into law a significant change in the Pennsylvania Workers Compensation Act. Like Georgia, the Pennsylvania Workers\u2019 Compensation Act covers all injuries to employees at work. It is a no-fault system, with the injured employee only having to prove that he was injured while working in the scope of his employment and is disabled. In Georgia, all employers who have three (3) or more employees are required to carry workers\u2019 compensation insurance. However, some do not in violation of the Georgia Workers\u2019 Compensation Act. Many injured employees who work for small business can never collect if the employer did not carry workers\u2019 compensation insurance.
\nUnder the new Pennsylvania law, a fund was created for an injured worker to collect, even if the employer had no insurance. This fund, called the \u201cGuaranty Fund\u201d, was created so that employees that have worked for irresponsible, uninsured employers, now have a remedy. This is a huge benefit for such injured workers and the Georgia\u2019s Workers\u2019 Compensation Act needs to be amended in a similar manner to provide a safety net for Georgia\u2019s injured workers.<\/p>\n","protected":false},"excerpt":{"rendered":"
Uninsured Employers is a growing problem for injured workers in Georgia. In our practice we have seen a growing number of employees who have been seriously injured only to discover that their employers have no workers\u2019 compensation insurance coverage. Many of those employers have no real assets and they are therefore \u201cjudgment proof.\u201d I recently […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[44],"class_list":["post-1571","post","type-post","status-publish","format-standard","hentry","category-personal-injury-wrongful-death","tag-personal-injury"],"yoast_head":"\n