There may be some relief in sight for some injured Georgia automobile and truck accident victims who are involved in a motor vehicle collision with an uninsured or underinsured vehicle. Last week Senate Bill 276, the Uninsured Motorist Stacking bill, passed the Senate Insurance and Labor committee unanimously. Advocates working for it\u2019s passage are pushing hard for it to come to a floor vote. If passed it will provide uninsured motorist insurance coverage previously unavailable under Georgia\u2019s current law.<\/p>\n
Example:\tCurrent Law<\/p>\n
You have purchased uninsured motorist insurance coverage of your own in the amount of $25,000.00 and you are injured in a motor vehicle collision with a motorist having $25,000.00 in liability coverage. A jury determines you should recover damages against the at fault motorist and returns a verdict for $35,000.00. Under current Georgia law you cannot collect any of the $25,000.00 of your uninsured motorist insurance coverage, that you paid for<\/strong>, even though your damages exceed the liability coverage of the at fault motorist.<\/p>\n