{"id":1532,"date":"2007-03-02T14:21:31","date_gmt":"2007-03-02T14:21:31","guid":{"rendered":"http:\/\/localhost:8888\/wordpress\/uninsured_workers_compensation\/"},"modified":"2024-12-17T16:15:27","modified_gmt":"2024-12-17T21:15:27","slug":"uninsured-workers-compensation","status":"publish","type":"post","link":"https:\/\/www.finchmccranie.com\/blog\/uninsured-workers-compensation\/","title":{"rendered":"Workers Compensation Claims\/Uninsured Georgia Employers And The Problems They Cause For Claimants"},"content":{"rendered":"<p>There is an ever increasing problem for many Georgia workers who become injured and disabled as a result of work injuries.  The problem is uninsured employers.  We recently got a call about a new workers compensation claim from a worker who was seriously injured as a result of a fall. In fact, this worker had been in the trauma unit of a hospital for several months at the time of this call. He had multiple orthopedic injuries, including leg and arm fractures requiring many surgeries. The worst of his injuries is a serious spinal cord injury. This worker is now paralyzed from the waist down and is permanently and totally disabled. Unfortunately, his employer had no workers\u2019 compensation insurance even though the State of Georgia requires an employer to have such coverage if they have three or more employees. Even though he sustained catastrophic injuries, he could not find a lawyer who would represent him because there was no insurance.<\/p>\n<p>This is a growing problem in Georgia which needs to be remedied.  There needs to be a change in Georgia law which gives an injured worker real recourse against an uninsured employer. As the law stands now, an employee can request a hearing before the State Board of Workers Compensation and seek an award of medical bills, weekly disability payments, attorneys\u2019 fees and assessment of various civil penalties for the employer\u2019s failure to have coverage.  Even if an injured worker prevails and is awarded these benefits, the chances of collecting from an uninsured business or employer are slim to none.<\/p>\n<p>Ironically the law provides if an employer has three or more employees they are subject to the Workers Compensation Act and must have insurance coverage. Unfortunately for the injured workers, the law also provides if they are subject to the Act, they cannot be sued and enjoy protection from civil liability under the exclusive remedy provisions of the Act.<\/p>\n<div class=\"read_more_link\"><a href=\"https:\/\/www.finchmccranie.com\/blog\/uninsured-workers-compensation\/\"  title=\"Continue Reading Workers Compensation Claims\/Uninsured Georgia Employers And The Problems They Cause For Claimants\" class=\"more-link\">Continue reading<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>There is an ever increasing problem for many Georgia workers who become injured and disabled as a result of work injuries. The problem is uninsured employers. We recently got a call about a new workers compensation claim from a worker who was seriously injured as a result of a fall. In fact, this worker had [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40],"tags":[44],"class_list":["post-1532","post","type-post","status-publish","format-standard","hentry","category-personal-injury-wrongful-death","tag-personal-injury"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Workers Compensation Claims\/Uninsured Georgia Employers And The Problems They Cause For Claimants &#8212; Trial Attorney Blog &#8212; March 2, 2007<\/title>\n<meta name=\"description\" content=\"There is an ever increasing problem for many Georgia workers who become injured and disabled as a result of work injuries. The problem is uninsured &#8212; March 2, 2007\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.finchmccranie.com\/blog\/uninsured-workers-compensation\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Workers Compensation Claims\/Uninsured Georgia Employers And The Problems They Cause For Claimants &#8212; Trial Attorney Blog &#8212; March 2, 2007\" \/>\n<meta name=\"twitter:description\" content=\"There is an ever increasing problem for many Georgia workers who become injured and disabled as a result of work injuries. The problem is uninsured &#8212; March 2, 2007\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Finch McCranie, LLP\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Workers Compensation Claims\/Uninsured Georgia Employers And The Problems They Cause For Claimants &#8212; Trial Attorney Blog &#8212; March 2, 2007","description":"There is an ever increasing problem for many Georgia workers who become injured and disabled as a result of work injuries. 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The problem is uninsured &#8212; March 2, 2007","twitter_misc":{"Written by":"Finch McCranie, LLP","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.finchmccranie.com\/blog\/uninsured-workers-compensation\/","url":"https:\/\/www.finchmccranie.com\/blog\/uninsured-workers-compensation\/","name":"Workers Compensation Claims\/Uninsured Georgia Employers And The Problems They Cause For Claimants &#8212; Trial Attorney Blog &#8212; March 2, 2007","isPartOf":{"@id":"https:\/\/www.finchmccranie.com\/blog\/#website"},"datePublished":"2007-03-02T14:21:31+00:00","dateModified":"2024-12-17T21:15:27+00:00","author":{"@id":"https:\/\/www.finchmccranie.com\/blog\/#\/schema\/person\/4c607d19a3fdb947c462210c077ff4a4"},"description":"There is an ever increasing problem for many Georgia workers who become injured and disabled as a result of work injuries. 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